Dream Car

Though everyone has a dream car, finance, maintenance and insurance does not help much to get that. For these reason new drivers always prefer cheap car with low insurance and maintenance cost. This is why they go for Ford, Renault, Peugeot, Vauxhall, Fiat etc. though these companies also makes expensive cars. Japanese cars with small engines are also favourite.

Who doesn't love driving? The most common answer is 'every one does'. This is true but still there are a good number of people who really don't love driving. I have found some interesting reason; a lady said she found it hard to hang her leg on the accelerator. Another lady said the noise of the engine annoys her. We can skip these types of comments as most of them are over 50 and they hardly get touched with the latest technology. There are also some exceptions available. Most of the aged people fond there are too many options available in the modern car. Even some of them think very first car is not secure at all to drive. If we ask this type of question to teenager to young people, I bet we will get totally different result. Early 18s' always prefer first and great looking car. Insurance is a big issue for them to full fill their desires. On the other hand young people aged 25-35 are in good job, loves to drive casual car.

group insurance rating

The factors that decide a car's insurance group rating are: car make, model, type, series, cubic capacity, and manufacturing year.

AUTOMOBILE manufacturers and the leading insurers in the United Kingdom meet from time to time to assign what is known as 'group insurance rating' to the different cars and light commercial vehicles in the country. These ratings indicate the risk assessment of each car model, hence enable insurers to decide the premium price for each model. The insurance group rating system is widely used by insurers in the United Kingdom though the system is not binding on them.

The advantages of buying a second hand motorhome

The advantage of buying a second hand motorhome is fairly obvious: cost. A second hand motorhome is far cheaper than a brand new one, in fact a new motorhome loses its value the minute it is driven away from the dealership. A used motorhome is perfect for first timer as it gives you the chance to get to know the motorhoming lifestyle without spending so much money. There are many bargains to be had, but you must make sure you know what you're looking for to avoid being 'done'.

Top Tips...

1. Do your homework...: Look at used motorhomes in classified ads, both online and offline and you'll easily get a gauge on types of motorhomes and prices. Get a shortlist of makes and models that most interest you, then key each one into a search engine with the words 'fault' or 'problem' next to the make or model of motorhome and you should get a good idea of any major issues with the model. This isn't perfect, but it should give you a good idea of common faults.
2. Set a Budget!: Now you know roughly the makes and models of motorhome that are most suitable for you, you should also have some idea of the price of vehicle you want. Use this to set a budget, but remember the price of the motorhome isn't the only cost involved. There are the running costs to consider as well. Make sure you can afford to run your chosen motorhome! Factor in such necessities as motorhome insurance, regular servicing, recovery and fuel economy and, if necessary storage costs, in to your calculations. You should then end up with two figures, the initial outlay cost of the vehicle itself, and the cost of running it. This should help you narrow down your search for the right vehicle.
3. Layout: You probably have strong ideas about the layout of the vehicle you plan to buy. Be prepared to be flexible in this, but, just as when you buy a house, make a list of absolute necessities. You could also make a list of desirable attributes, as well. Remember though, the longer your list of requirements, the longer it will take to find a second hand motorhome to fit your purpose!
4. Base Vehicles: This is is an important factor to consider. The base vehicles used are varied, but one of the most common is a Fiat Ducato which is designed specifically for motorhomes. Other base vehicles available are; Peugeot Boxer, Citroen Relay, Ford Transit, Mercedes Sprinter, Volkswagen Transporter and the Iveco Daily. A good tip to remember is that some of the best bargains to be had are on motorhomes made on less widely used base vehicles, so don't rule anything out. Although, it is wise to also consider the availability of parts, and whether you have a local specialist who can service and fix any engine or vehicle faults.
5. Book Test Drives: Spend a day (or weekend) doing test drives. Make sure you book with the dealer(s) to avoid disappointment on the day. When you get there, check the engine isn't warm and that you can start it yourself - a common way to disguise starting problems in vehicles is to start the engine prior to the arrival of the potential buyer. Make sure your route includes a steep hill, a section of the motorway or a duel carriageway, and drive around a town to get the feel of real driving conditions. Make sure the test drive is long enough to get a true feeling of the vehicle. Try a hill start to check the clutch works correctly. Park the vehicle - if you've never driven something so large before then parking could be tricky at first so keep this in mind, but if you feel the vehicle is too big at this stage then maybe it's time to reconsider the size of vehicle for you. Also look at such things as whether the stereo can be heard in the back, to help avoid boredom on long journeys!
6. Check, Check, Check...: Make sure you check the overall condition of the vehicle. This includes looking at the chassis, the engine and check the mileage, just as you would when buying a second hand car. You should then also look at the seals and trims on the exterior as well as checking for cracks and dents. When you get to the interior, have a good old sniff! If it smells musty or damp, then there may be underlying problems. Check the soft furnishings, carpets, cupboards (do they close properly?). Check the shower works (if the water tank is empty, as for it to be filled). Check all gas and electric appliances work correctly. Make sure all service records are available for both the vehicle and the interior services.
7. Picture yourself in the Motorhome: This may sound a bit daft, but bear with us... See if you can picture yourself and your family having a holiday in the motorhome. If you can see yourselves having fun in the vehicle, then it's the right motorhome for you!

Mopeds

Just like any other vehicle, when choosing the right mopeds insurance premium, consider that it must cover you, your vehicle and a third party in cases of accidents when somebody gets injured or a property gets damaged. An option covering insurance due to theft and fire is also available. Also, if it is being used for business purposes, like delivery or used for meeting up with clients, then you may also add the premium and insure it for business use.

Mopeds are two-wheeled motorized vehicles with smaller engines lower than 125cc compared to motorbikes. Because of this, it is usually easier to steal, is accident-prone because some may underestimate its speed, and is harder to see on the roads especially during the nights because it is smaller. For these reasons, it is always a good idea to get your mopeds insurance policies.

The 407

As an overall package, the 407 is certainly very enticing, despite the spectre of iffy reliability. Buy new and you'll lose your shirt on it, but buy used - even if it's just pre-registered - and you'll save a fortune while also enjoying the comfort, safety, space and equipment that comes as standard with all 407s. That's why you'd be daft not to at least consider a 407.

The 407 doesn't really score low in any category but this is the one where it emerges with that something that's a little bit special.